Pleasure and Business aircraft insurance is coverage for
non-professional, non-commercial aircraft exposures. In other words,
general aviation aircraft, flown by the owner, operated for pleasure or
incidental business use – specifically not for hire or compensation.
Private aircraft
insurance is the most common type of
aviation insurance. In the event of an
accident
involving their airplane, it
will cover costs
for the owner, or group of owners, of an aircraft. The
insurance
industry uses the term “pleasure and business” to distinguish private
aircraft
insurance from insurance for aircraft used in a commercial aviation
business,
or for a corporation that has a crew of pilots that they use to
transport their
employees and executives in their corporate aircraft or charter flight.
There are several factors
that are
considered when insuring your aircraft:
- Who is
Insured:
named insured(s), additional insured(s),
lienholders
- Aircraft:
year, make, model, # of seats, where it is located, hangar
or tiedown
- Pilot(s):
Certificates and ratings, flying time, training, loss history
- Type
of coverage: Aircraft hull value coverage,
Liability coverage
- Liability
limits: Limit of liability, smooth (Combined Single Limit)
or sublimits
Ways to lower your rates:
- Periodic Training
- Pilot
Association Discounts (AOPA, EAA)
- Advance your pilot
experience & ratings
- Transition
training plan for pilots moving up to a higher performance aircraft
Get your insurance
quote today!
Fill
out our detailed quote form if your have all of your
information readily
available, or use our quick
quote form
to get the process started while
you gather your information, and then press the "submit" button to
send
your information to us. Or you can give us a call and we'll
walk you through the process.
Without
a doubt, we'll help you obtain the most competitive
coverage at the most competitive price.
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